It also allows you to take advantage of potential premium savings as multiple policies typically tend to cost more than a single, consolidated policy. We get you. What are the waiting periods when I fuse my old funeral policies into a new one with Metropolitan GetUp? What are the waiting periods when fusing your funeral policies? How does it work? I want to combine my funeral policies. Learn more about the benefits and features of the Metropolitan Funeral Plan and how it can give you peace of. We get you. Metropolitan Funeral Cover is a straightforward well thought out funeral plan with ample great benefits. Cover that takes care of you while you live, and also when you die – get funeral cover from the most flexible Funeral provider in South Africa. The closing date of the Competition is 23:59 on Thursday, the 29 September 2022. You can cover your whole family (up to 20 people) on one plan. NEED COVER? You could pay up to 40% less on your funeral premiums with Met GetUp. Everything you need to know about cancelling your policiesHow do I enter Metropolitan GetUp promotions, quizzes and competitions on Facebook? Why we need your contact details when participating in Metropolitan GetUp competitions and promotions?Indie Finale - Better than Funeral Cover ️⚰️ ️ Pays up to 15x more than funeral cover + up to R50k within hours. FUNERAL PLAN . 6/2 Parc Du Cap, 2 Mispel Street, 7530Metropolitan GetUp | ผู้ติดตาม 551 คนบน LinkedIn We get finance. Should you still be in the waiting period, this will unfortunately result in the claim not being paid. After you know what your financial goals are, you need to put together a financial plan to help you reach them. Remember there are waiting periods that apply, check your policy documents. You may need more or less than this to carry out your final wishes, but in general, getting a burial insurance policy for $10,000 should cover these expenses. Inflation is the rise in cost of goods and services over time. . With 15 million active funeral cover policies, non-insurers have also decided to enter this “lucrative” market. Sebabatso primary school. • you change their cover level; or • you add additional benefits. With the GetUp Funeral Plan, you are spoilt for choice when it comes to benefits. Hearse. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. Am I covered? Does the Income Protection Plan cover me if I can't work as a result of COVID-19? What happens if I die from COVID-19?. The payout is immediate. Do you have a complaint? MetGetUp. Metropolitan GetUp | 552 followers on LinkedIn. We do ask for your contact details during our competitions and promotions as we need to be able to get in touch with you if you win the competition or qualify for the promotion. 🚨BENEFIT ALERT 🚨 It may feel like you’re being stretched extra thin between load shedding and the rising cost of living. Met GetUp Funeral. za. R0. For a quick summary of thi. When your plan starts, you will receive one premium skip immediately. We get you. Cover yourself and immediate family. You can skip a maximum of six premiums during the lifetime of your plan. Not sure how it all works? Need help? PRE-FUNERAL. We get finance. . To view the terms and conditions linked to a specific promotion or competition select the specific competition or promotion that you are participating in from the list below: What’s Your Summer Mood 2022 Quiz Competition Terms and. Metropolitan GetUp | 560 følgere på LinkedIn. Eligible Ages. MetGetUp; Payment Information; DebiCheck; DebiCheck. Given the high cost of funerals, having a burial insurance policy can help relieve any costs your loved ones face due to your passing. Flexible and affordable funeral cover for you and your family. RT @Ntsikier: Having peace of mind is priceless and knowing that my loved ones won’t be overburdened in the event of death makes me sleep better at night. CompariSure Get Funeral, Cape Town, Western Cape. We get finance. . We will keep you updated during the claim assessment and we will contact you and make arrangements to have the money paid as soon as possible. The most flexible payment options - you can pay us any time of the month, you can choose how much you want to pay i. 2,956 likes · 1,054 talking about this. The Youth Content Collective is a new, exciting initiative built to. This solution was created with that in mind. Can I pay for my Metropolitan Funeral Plan using recurring/ subscription payments? At which retail stores can I pay my Funeral plan premiums? Full range of flexible premium payment options - Pay any amount, any time, anywhere; Subscription insurance - how does it work? What is a debit order? What is a stop order payment via payroll?A fiduciary is a person or organization that acts on behalf of another person or persons, putting their clients' interest ahead of their own, with a duty to preserve good faith and trust. If I do not want to go ahead with this plan, I have 31 days from the date I receive your Plan Summary or should reasonably have received it to cancel the plan. 1,006 likes · 121 talking about this. We offer a range of value-added benefits for you to choose from, to further protect you and your family. CompariSure helps you find the best deal on funeral cover. Only a living (natural) person can receive benefits. Not sure how it all works? Need help? PRE-FUNERAL R 0. Protect your whole family on one plan Metropolitan is making a dignified funeral accessible to your whole family in one plan. A premium skip used also counts as a premium paid. Say hello to simplicity, flexibility and a plan loaded with benefits. Get a quote. We get you. Get a quick funeral cover quote to enter the weekly draw for one of 5 KFC vouchers! We are giving away 5 x R100 KFC vouchers weekly! T's & C's -. you, the plan owner, or any of the people covered on the plan pass away. The Consumer Price Index (CPI) measures the change in the cost of a fixed basket of goods and services, and includes housing, electricity, food, and transportation. You pay a monthly amount to Metropolitan GetUp and if you or someone. With one plan, you can cover yourselfMet GetUp Funeral, Cape Town, Western Cape. co. A Payment Protection benefit when the plan owner reaches age 85. People who are worried about uncertain future events like accidents, death, disability, illness and retrenchments and the impact it. Flexible and affordable funeral cover for you and your family. No more reading here, it’s that simple! Click here & send "Quote Now" to get a quote! We’ll give you a R250 Takealot voucher if we can’t beat your current premiums. The Metropolitan GetUp quote and the policy(ies) which the quote is intended to replace must have: The same insured lives; The same cover amounts;To take part in the competition, simply: Step 1: Click the “SEND MESSAGE” button below the competition image on Facebook Step 2: Click the “SEND” button again (If asked) Step 3: Click the “QUIZ” button as per the image below. Immediate family (yourself, life partner(s) and Children): up to R80 000 Parents (legally recognised parents, tep-parents, legal guardians, parents-in-law): up to R50 000 Extended family (grandpar. . Global Rank. If you make changes to your plan, a new wa. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. conditions, Metropolitan, similar to other funeral cover providers, will require the waiting period to have passed as per the plan summary. GetUp Life Hacks are free and available to anyone. This Funeral Event Planner will help you estimate the costs to fund a dignified burial for your loved ones or yourself. . 4K Likes, TikTok video from Fundi Zwane 🇿🇦 (@fundi_zwane): "It’s the first time I've encountered a plan that has CASHBACK. The Cashback benefit pays a proportion of your paid premiums back after reaching the following milestones: After you pay your first 12 premiums, you will get two premiums back in cash. English (US). Cover up to 20 family members on one plan. You may be able to. The amount that you agree to pay is taken from your bank account for a service or to repay a loan on a date that you decide on. Not sure how it all works? Need help? PRE-FUNERAL. Metropolitan Life is part of Momentum Metropolitan Life Limited, a licensed life insurer and an authorised financial service (FSP44673) and registered credit provider (NCRCP173). While subscription-based payment is new within the realm of insurance, young consumers are more than familiar with this payment method, which is frequently engaged by popular brands such Netflix and Spotify. Debit orders make it easy to keep track of payments and ensure they go off every month. Automotive Glass Service. Follow. 2 Claim info. Debt Consolidation loans. The Metropolitan’s Funeral Plan offers peace of mind for you and your family during your time of need by providing financial assistance to cover your funeral costs. Most funeral policies allow you to add other family members by paying a certain amount of money towards the policy for all your dependents every month. co. 1 year ago. Getup Funeral Plan Metropolitan Funeral Plan FREE LIFE HACKS GetUp Will Funeral planner Credit Report Blog Claims Get help Login/Sign up. Our digital solution helps your family prepare for the additional expenses associated with the required processes related to your death (Transfer fees, Estate duty fees, Executive Service Fees, etc. The waiting period depends on the cover you have selected. When tragedy strikes, you or your family do not have to worry about money. RT @Ntsikier: Having peace of mind is priceless and knowing that my loved ones won’t be overburdened in the event of death makes me sleep better at night. Pregan; May 04, 2022 12:56; Updated 3 followers; 0 comments-1 votesAs a digital first business, we are available to you 24/7, 365 days a year so getting in touch with us is so much easier! WhatsApp WhatsApp us now on +27 11 043 5300 and one of our friendly coaches will get back to you during office hours. Follow. Your beneficiaries receive the full cover amount plus all the premiums for the deceased member, with a valid death claim. 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa What is funeral cover? Why should you plan for a funeral? What is the difference between life cover and funeral cover? The Monthly Essentials benefit is an add-on benefit that you can choose after purchasing your plan online. Get covered from as little as R48 per month. English (US). We get finance. A fully customisable funeral plan that allows you to cover up to 20 family members on one plan without any medical tests required. MetGetUp; Contacting Metropolitan GetUp Contacting Metropolitan GetUp. A prepaid funeral plan lets you pay for your own funeral in advance, potentially saving your family stress and expense when you die. GetUp Funeral Cover. This Funeral Event Planner will help you estimate the cost to fund a dignified burial for you loved ones or yourself. - By Litha Maqungo 11/26/2020 | 3 min read. English (US). . To do this, you have to assess your salary and your expenses. TELL ME MORE Metropolitan Funeral Plan 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa; What is funeral cover? Why should you plan for a funeral? What is the difference between life cover and funeral cover? 9 months ago. Financial Service. English (US). The main benefits of this type. Parents or extended family members covered on the plan must be younger than 85 years to be added to the funeral plan. Interaction and service happen via WhatsApp chat, live chat on the website, email or telephone - it's up to you depending on what you prefer. Being resourceful with land, labour, and capital can contribute to national economic growth through goods and services, the distribution of wages, and contributing as taxpayers. Valid claims submitted via WhatsApp paid within 4 hours. Or you can click here to go there immediately. We get finance. Old Mutual Life/ Funeral Covers. Fusing or combining multiple older funeral policies into one, better value funeral plan. By following the FICA standards, Metropolitan GetUp stay on the right side of the law and make sure that the money we receive isn’t linked to. za was registered n/a. Metgetup Competitions. Waiting periods can apply when you: First start your plan. Met GetUp Funeral, Cape Town, Western Cape. GetUp’s mission is to make a meaningful difference in South Africa by creating employment opportunities and ensuring sustainability for the South African youth. Metropolitan GetUp helps digitally savvy. Thanks to @MetGetUp Atom funeral cover, I know my family is properly protected 😊 . See more of Met GetUp on FacebookBeneficiaries are the people who may get any remaining money, after all the funeral related costs have been taken care of, should something happen to you. Insurance works on the idea of putting a lot of people's money together to either protect or grow what they have. 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa. Add a new optional benefit to your plan. za and one of our friendly coaches will get back to you during office hours. The GetUp Funeral Plan is ideal for digitally savvy clients who prefer being in control and doing things online. 2 years ago. English (US). Not to worry, we’ve got you covered! We’d suggest double checking your username and password combination before performing the following steps. Updated 21 November 2023. 6476 Obituaries. What's the difference between accidental death and death due to natural causes? How do I submit a funeral claim?0 views, 1 likes, 0 loves, 0 comments, 0 shares, Facebook Watch Videos from Metropolitan GetUp: The younger you are, the cheaper it is to #GetUpGetStarted for a better future - get an online quote. Cover and benefits for you. The premium and cover will not change. You can skip a maximum of six premiums during the lifetime of your plan. Get funeral cover, starting from just R40 a month. 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa; What is funeral cover? Why should you plan for a funeral? What is the difference between life. 3 K. . The website is ranked #9,638,695 in the world . Gordon also provides a helpful tip: Life cover can be used to cover any estate duty payable after you die, without needing to sell any assets intended for. No more reading here, it’s that simple! Click here & send "Quote Now" to get a quote now! We’ll give you a R250 Takealot voucher if we can’t beat your. Get answers to common questions. How do I enter Metropolitan GetUp promotions, quizzes and competitions on Facebook? Why we need your contact details when participating in Metropolitan GetUp competitions and promotions?What are the options if I cannot pay? When will my monthly debit order payment be deducted from my bank account? What happens if my monthly debit order payment date falls on a weekend or public holiday?Met GetUp Funeral, Ciudad del Cabo. . What is GetUp Smart Executor Cover? Can’t sign your will due to physical impairment? What is a will? See all 11 articles MetGetUp. The issue date of the new plan is the 5th of April, which is the date that the waiting period. We get you. The following waiting periods are applicable to the Metropolitan Funeral Plan offered by GetUp: There are NO waiting periods for death as a result of an accident for any of the members covered on your plan. Your parents are your: • legally recognised parents; • step-parents; • legal guardians; or. Considerations when planning for your child's education? MetGetUp. Updated. Typically, these policies start at $1,000. IMPORTANT NOTE: No benefits can be added to the plan if the plan owner exceeds retirement age or age 65. You could pay up to 40% less on your funeral premiums with Met GetUp. The easiest way log a claim with us is to visit and submit the funeral claim on our website. Why choose the Metropolitan Funeral plan? Explain the cover amounts and payout durations for the Monthly Essentials benefit? What are the age limits for adding the Monthly Essentials benefit for an insured life?18. Follow. We get you. • you add additional benefits. We’ve gotten stretchier and it’s time for you to do the same! Our Cover Stretch benefit is an innovative, market-leading feature of your funeral plan that means you don’t have to worry when times are tough because you get to stay protected. Join our social communities and stay up to date with the latest trends, information and life hacks that help you take control of your finances and get the most out from your plans. Extended family members. Chicken Bar SA. Tel: 021 657 5000 Fax: 021 674 0951 Share call: 0860 103 236 E-mail: info@ombud. Funeral cover and added benefits up to R100 000 is available per member covered. . Metropolitan GetUp helps. Cover up to 20 family members on one plan. Step 1: Click the LOGIN/SIGN UP button in the top right of the home screen. Start by getting flexible, affordable funeral cover. Follow New articles New articles and comments. Metropolitan GetUp | 550 followers on LinkedIn. Met GetUp Funeral, Cape Town, Western Cape. Metropolitan GetUp, the fintech arm of the financial services giant aimed at a younger and digitally-savvy consumer, recently commissioned the Youth Content Collective (YCC) to produce a series of digital assets. . It all starts with an atom. Financial Service. Pregan (Mr Amazing!!) September 28. Food &. You can only do this if they were insured under the immediate family cover before you divorced or stopped living together. co. MetGetUp; Insurance terms explained Insurance terms explained. Delays in winding up an estate can result in your surviving family members having to make funeral payments themselves which can result in hardship for them. This Funeral Event Planner will help you estimate the cost to fund a dignified burial for you loved ones or yourself. co. Log In. Forgot/Reset your password? Don’t have an account? Sign Up. 9 months ago. The plan can cover: • your immediate family. English (US). Liezel; December 09, 2022 12:04 A natural death is one that occurs as a result of the aging process or disease. Add a person to your plan. DebiCheck allows you to take control of your money by confirming any new debit orders going off from your bank account. English (US). co. With Metropolitan Funeral Cover, you can still provide for your family’s financial needs even if you’ve passed away. The role of entrepreneurs is to find and exploit opportunities. #covid #pandemic #uif #debtrelief #covid19 #metgetupMetropolitan GetUp | 552 followers on LinkedIn. A Will is a legal document where you declare your wishes. You can add up to nine extended family members to your plan. When do waiting periods apply for the GetUp Funeral Plan? Funeral Solutions; GetUp Funeral Plan - what you need to know; Waiting periods can apply when you: First start your plan. When you take out a GetUp Funeral Plan, you select who you want to cover. The closing date of the Competition is 23:59 on Wednesday the 30 th June 2021. All from just R100pmHow to unsubscribe from seeing adverts on Facebook? Social media usage guiding principles; Is Metropolitan GetUp available on social media?Metropolitan GetUp | 552 (na) tagasubaybay sa LinkedIn. Metropolitan Funeral Plan FREE LIFE HACKS GetUp Will Funeral planner Credit Report. Metropolitan GetUp helps digitally savvy. Extended family members. PG Glass. . With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. • younger than 60 years when they buy or make changes to this plan. You may need a testamentary trust when you are responsible for children, a spouse or disabled family members. Watch. ١٬٠١٦ تسجيل إعجاب. For those of you who still seek clarity on all things UIF, please read this detailed explanation by Legal wise. | Metropolitan GetUp is an fintech and part of the Momentum Metropolitan Group. Co-accountability programme offered by GetUp to help clients grow their finances and earn rebates for great financial behaviourMetropolitan GetUp | 556 Follower:innen auf LinkedIn. . A Repatriation benefit. Marlene Dippenaar (Organisational Psychologist) who shared tips on how we can. . With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. Contact Details. Add a new optional benefit to your plan. Get covered from as little as R48 per month. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. For more info visit: #covid_19 #stopcoronavirus #MetGetUpMetropolitan GetUp | 558 followers on LinkedIn. No more reading here, it’s that simple! Click here & send "Quote Now" to get a quote now! We’ll give you a R250 Takealot voucher if we can’t beat your. MetGetUp; Savings and retirement Savings and retirement. Funeral Solutions; Funeral cover; Metropolitan GetUp offer the best funeral plans in South Africa - here's why: 1. Why choose the Metropolitan Funeral plan? Explain the cover amounts and payout durations for the Monthly Essentials benefit? What are the age limits for adding the Monthly Essentials benefit for an insured life? 18. It reduces the risk of an incorrect or a fraudulent debit order being collected because the debit order can only be done according to the approval given by you. . Parents. Email us now on info@metgetup. 85. Metropolitan GetUp | 563 followers on LinkedIn. . You can use this as a guide to discuss the options with your child(ren). Here are alternative options. You authorise Metropolitan GetUp to execute any instructions sent by using the Service. With one plan, you can cover yourself, your immediate and extended family. A premium is a periodic payment (usually monthly) that you make in return for insurance. 1 year ago. 85. Options for children after school. Win with Met GetUp, Cape Town, Western Cape. Met GetUp Funeral, Cape Town, Western Cape. Starting a retirement plan in your 20s instead of in your 30s gives you a ten years head-start, which means you get to save more. You pay a monthly amount to Metropolitan GetUp and if you or someone covered by you on your funeral plan passes away, a specified amount will be paid to cover the costs associated with the funeral. 6/2 Parc Du Cap office park, Cape Town, South AfricaYou will need to call both a police representative as well as an ambulance to medically certify the person as deceased. We know times are tough and that is why we are proud to say we are the most flexible insurer in South Africa. Live Chat: Start a live chat with one of our friendly coaches by clicking the blue help icon on the bottom right of your screen (8:00am – 5:00pm Mon – Fri). English (US) English (ZA) English (ZA)GetUp Funeral Cover. You could pay up to 40% less on your funeral premiums with Met GetUp. MetGetUp; Legal considerations; Corruption, fraud and bribery prevention; Corruption, fraud and bribery prevention. If you need to reset your password, here’s a guide that might help: How do I reset my password? Step 3: One Time Pin (OTP) An OTP will be sent to your cell number. Other options to submit a compliment: Speak to us using our live chat facility on our website during working hours. Funeral Retail. Ngiphincangomama uyahleka iznganeziyabalekaProtect yourself and others from getting sick. A simple funeral can cost anything from R3000, while you could pay up to R50 000 and more for elaborate affairs – a funeral planner shows you just how quickly these costs accumulate. Get covered from as little as R48 per month. When tragedy strikes, you or your family do not have to worry about. | Metropolitan GetUp is an fintech and part of the Momentum Metropolitan Group. You earn one premium skip for every 12 full premiums paid. A final expense policy can help your family cover your funeral costs and medical bills. Get covered from as little as R48 per month. We get finance. Step 1: Click the LOGIN/SIGN UP button in the top right of the home screen. If you do save money because of trading in your old funeral plans, you will have extra cash in your pocket for other needs. . Updated. Change your cover levels. Pay us a visit. Why choose the GetUp Funeral Plan? How often will I get a cash pay-out with the GetUp Funeral Plan Cashback benefit? What. Follow. MetGetUp; Contacting Metropolitan GetUp; Contact details; Contact details. With one plan, you can cover yourselfFuneral Solutions; Metropolitan Funeral Plan - what you need to know; Explain the cover amounts and payout durations for the Monthly Essentials benefit? How do I get my benefits. The most flexible payment options - you can pay us any time of the month, you can choose how much you want to pay i. Cover benefits Included benefits Additional benefits 7 Reasons why Metropolitan GetUp has the best funeral cover in South Africa. Updated. You will not be able to reverse DebiChecks that match the information on the register at your bank once payment is. Waiting periods can apply when you: First start your plan. Leave a message using our support feature on the 'Get Help' page on our website and we will call you back, if needed. Burial insurance, also known as funeral or final expense insurance, is a type of whole life insurance policy designed to cover your funeral, burial, and other end-of-life expenses. We get finance. However, you can no longer increase their cover. A customisable Metropolitan Funeral Plan gives you flexibility and makes planning for ‘what if’ easier and more affordable. Are you ready? Find out more:. Login. Metropolitan GetUp offer the best funeral plans in South Africa - here's why: 1. 85. Reach him at [email protected] Participants have any questions about how to enter or in connection with the Competition, please e-mail us at info@metgetup. 0860 724 724. 85. This solution was created with that in mind. Ignatius Loyola in Manhattan on Friday morning for the memorial. co. And you get a built-in investment. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. A 3-month waiting period does apply for any illness that causes you not to be able to work for 30 days or more. PG Glass. Premium skips are available on the Metropolitan Funeral Plan to use during tough. co. Metropolitan GetUp identified actions you c. This page encourages fun and educational engagement and a chance to win in our lucky draw quizzes. Get covered from as little as R48 per month. English (US) English (ZA) English (ZA)Being able to manage our mental health is crucial, especially during this time of uncertainty. Metropolitan Funeral Plan. Add a person to your plan. com. MetGetUp; Funeral Solutions; Funeral consolidation;. If you cancel your protection policy your will be exposed. . Life Hacks help you take accountability for your own finances and provides you with tools and information to make informed decisions about your finances and take appropriate action. You can choose to insure up to four parents, regardless of their gender, under this plan. With one plan, you can cover yourselfThe Metropolitan Funeral Plan helps you build your financial wellness by offering a plan to prepare for a dignified funeral. Usually you call 10111, this service will dispatch both a police representative as well as an ambulance. za. With one plan, you can cover yourself, your immediate and extended family. We get finance. We get you. The executor must ensure that the estate is wound up in accordance with the law and any wishes of the deceased (as expressed in a will). | Metropolitan GetUp is an fintech and part of the Momentum Metropolitan Group. Updated. The waiting period usually starts on the first day of the month when Metropolitan GetUp receives your first premium and lasts for as long as specified in. I understand that, if I have chosen to add Value Protection to my plan, it will increase my premium annually, as well as my cover level. The waiting periods on all GetUp Funeral Plan benefits are as follows: There is no waiting period for accidental death claims for everyone covered on the plan. MetGetUp; Will solutions; Terms explained; Terms explained. za with, “Do you ACTUALLY need funeral?“in the subject line or via our Facebook page (@metgetup). Please sign in to leave a comment. Parents. If Participants have any questions about how to enter or in connection with the Competition, please e-mail us at info@metgetup. 4. With the backing of a well-established brand with years of experience in the financial services sector, we take a fresh approach to financial services. With one plan, you. Who are the main credit bureaus in South Africa? MetGetUp. How do I submit a funeral claim? Funeral Solutions; Funeral Claims; The easiest way log a claim with us is to visit and submit the funeral claim on our website. Cover that takes care of you while you live, and also when you die – get funeral cover from the most flexible Funeral provider in South Africa. Money laundering is th. South Africans are more educated about funeral cover and buy it more than any other insurance in the country. MetGetUp; COVID 19 pandemic; Am I covered? Am I covered? Follow New articles New articles and comments. We get you. 6/2 Parc Du Cap office park, Cape Town, South Africa Unfortunately, undertaker and funeral costs can be expensive and these services expect to be paid up front. South Africa introduced the Financial Intelligence Centre Amendment Act (FICA) to help financial institutions fight against money laundering activities, the financing of terrorist activities, and other financial crimes. You will then be the plan owner and your parents will be the insured lives.